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Search by Quote ID → Search by Date of BirthHere’s how you can save on car insurance
Mercury Insurance already offers some of the most affordable car insurance rates around. Add one or more of our many discounts1 and you can lower your insurance premiums even more.
Get an online quote to see which car insurance discounts you qualify for, or speak with one of our agents who can check for extra savings on your auto insurance.
1 Discounts vary by state. Check with your local Mercury agent to see which discounts are available to you.
Available Auto Insurance Discounts from Mercury1
Anti-Theft Feature Discount
We reward drivers who install an anti-theft device in their vehicle, demonstrating extra intent to protect the car, truck, SUV or crossover. These devices help to reduce and resolve theft claims.
Auto Pay Discount
Set up automatic payments from your checking or savings account and enjoy an insurance discount, plus the added convenience of never forgetting to pay your bill.
E-Signature Discount
Sign your policy documents electronically and save. E-signatures reduce paperwork, save time, and help us pass along administrative savings to you.
Good Driver Discount
If all drivers on your policy who are 25 or older have stayed claim- and ticket-free for the past three years and have completed a qualifying defensive driving course, you could earn a discount.
Electric Vehicle Discount
If you own and insure an electric vehicle, you could get a break on your premium. It’s our way of rewarding eco-friendly choices while helping you save on the cost of owning an EV.
Distant Student Discount
If you have a college student on your policy who’s under 23, unmarried, living more than 100 miles from home, and doesn’t have regular access to your insured car, you could qualify for this discount. It keeps them covered while they’re away and helps lower your premium.
Good Student Discount
If you’re a full-time student under age 23 with good grades, you may qualify for a student discount on auto insurance. Check with your Mercury agent to see what GPA qualifies and what proof you’ll need.
Multi-Car Discount
Covering more than one vehicle under the same policy can lead to big savings. Our multi-car insurance discount makes it easier to manage all your vehicles in one place while lowering your premium.
Multi-Policy Discount
You can save even more money by bundling your home, condo, or renters insurance policy with a Mercury auto policy.
Pay in Full Discount
If you can pay for an entire auto insurance term up front, we’ll give you a discount. That way, you’ll save money and not have to worry about remembering to pay your bill.
Good Payer Discount
If you’ve gone the past 35 months without any late payments or NSF charges, you may qualify for our auto insurance discount. It’s a simple way to be rewarded for your consistent, on-time payments.
1 Discounts vary by state. Check with your local Mercury agent to see which discounts are available to you.
Drivers save hundreds* when switching to Mercury Insurance.
*Individual savings may vary.
Frequently Asked Questions About Car Insurance Discounts
What are the leading car insurance discounts for students?
Mercury offers a good student and distant student discount. The good student discount rewards high grades, while the distant student discount helps families save when a student lives more than 100 miles from home and doesn’t have regular access to a car. This discount keeps them insured on your policy, even while they’re away at school.
What are the best multi-policy car insurance discounts?
The best multi-policy discounts typically come from bundling your auto insurance with another policy, like homeowners, condo, or renters insurance. This can save you money on both policies while simplifying your coverage under one provider.
How do I qualify for the best car insurance discounts?
It all depends on the type of discount. Some reward safe driving, others reward good grades, and some kick in when you bundle multiple policies. The easiest way to find out is to talk to a Mercury agent, who can walk you through every discount you might be eligible for.
What are the best car insurance discounts for seniors?
Seniors can save by keeping a clean driving record, completing a state-approved defensive driving course, or bundling their auto policy with home or renters insurance. These discounts recognize years of experience and safe driving habits.
How can bundling policies maximize car insurance discounts?
Bundling combines your auto insurance with another policy, such as home or renters insurance, for extra savings on both. It also makes managing your coverage easier since one insurer is handling all your policies.
What Mercury car insurance discounts are available to me?
Mercury offers many discounts for auto insurance, including good driver, multi-policy, multi-car, good student, pay in full, and more. Your eligibility depends on your driving history, coverage choices, and personal situation, so getting a quick quote is the best way to see all your options.